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Why do my premiums go up each year?

Have you ever received the renewal letter from your insurance carrier and been shocked to see the new renewal premium rate? You are not alone in wondering 'Why did my premium go up?' Did you know that it is normal to see an average of 3%-8% increase in premium each year?  A few...

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7 Driving Habits That Are Bad for Your Car

No matter how safe you are behind the wheel, you’ve probably done things like:

  • Shift into drive while the car is still rolling backward.
  • Ride the brakes on steep hills.
  • Roll into the gas station on empty.

Guilty? If so, you may not have even realized you were...

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Redding Insurance Referral Program

The Redding Insurance Agency “Help our Community” Referral Program

Your referrals mean so much to us and we truly appreciate every single one of you! We work to give great service in appreciation for your business every day. As our way of saying thank you, we are kicking off our...

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Heavy Rain? Be on the Lookout for Heavy Damage

Your home protects you from the elements, but heavy rains can weaken that protection. With a little maintenance and a lot of vigilance, it’s not hard to stay safe and dry.

Spring rainstorms are a fact of life in many areas of the country, and they help keep things green,...

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How to Avoid Animal-Vehicle Collisions

About 2 million times every year, animals and cars collide on U.S. roadways — often causing serious and even fatal injuries to drivers and passengers, along with about $1 billion in damage, according to the U.S. Department of Agriculture.

And, these collisions spike in the fall and winter, thanks...

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Want a Safer Home? Consider these Inexpensive Fixes

Home improvement: It’s a never-ending process for many people, and for those of us who aren’t necessarily handy, it can be a hassle, too.

But there are plenty of simple maintenance tasks and other improvements you can handle to make your home safer – whether you’re handy or not....

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Burglary Prevention: Should You Leave the Lights On?

It seems like a no-brainer to leave the lights on outside your home to deter burglars while you’re away (or even while you’re asleep). But does that really work? Or is it just a waste of electricity?

Those answers can differ depending on a number of factors. However, one thing...

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Device Insurance: Cover Your Personal Electronics

It seems everyone these days has a smartphone. Or a smart TV, a tablet, or an ebook reader. Or all of the above – and more.

When you add it all up, you may find you have thousands and thousands of dollars tied up in technology. It’s a significant investment,...

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The Type of Fire Extinguisher Every Home Should Have

A fire is a fire, and a fire extinguisher is a fire extinguisher, right? Well, not quite. There are actually different types of fires and different types of extinguishers that respond best to each one. So, which is right for you?

We’ll get to that, but first let’s look at...

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Keep Water from Going Where it Shouldn't

One of the most disheartening experiences is to find flooding or extreme water damage to your treasured home.

We know you want to protect what's important. Just a little time and some effort can prevent a lot of heartache and hassle. 

That's why we're offering these tips to help you prevent...

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Three Ways a Pool May Affect Your Homeowners Insurance

That oh-so-covetable experience of taking a dip in your very own pool? Millions of American households enjoy it, at least when the weather’s nice.

With the summer heat ratcheting up, you may be coming down with a serious case of pool envy, obsessed with having a pool right outside your...

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When Should I Review My Home Insurance Coverage?

Insurance is an important part of being a homeowner. Not only does it protect you from damages caused by things like fire and vandalism, but it can also protect your personal property or additional structures like garages, and provide liability coverage.

But when is it time to review your coverages?...

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